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Essential Visa® Credit Card

The go-to card for your everyday needs.

Visa® Benefits

As a Visa® cardholder, you're eligible for these no-cost or discounted benefits.

SAFE Credit Union Visa Benefits

Roadside Dispatch
A pay-per-use roadside assistance program. The program provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage. Learn more.

Extended Warranty Protection
Helps you manage, use, and extend the warranties for eligible items purchased on your Essential Visa® Credit Card. Get Details.

ID Navigator powered by NortonLifeLock
Alerts you to identity threats, helps restore your identity, and gives you greater control over your online privacy.

Dovly Uplift®
Designed to help you (re)build, monitor, and protect your credit.

Shipt same-day delivery
From groceries to household essentials, you can get it all delivered same-day.

 

 

* Balance transfer(s) must be submitted by July 15, 2025. 0.00% Promo APR good for first 12 billing cycles after the first initiated balance transfer. Variable APR thereafter is  , and is accurate as of  . Payment may take up to two (2) weeks to process by the other financial institution. Foreign Transaction: Up to 1% of each transaction in U.S. dollars. Late Payment: $15 or the current minimum payment amount, whichever is less. Cash Back, Cash Back+, and Essential Credit Cards have a Cash Advance fee of either $10 or 3% of the amount of each transfer, whichever is greater. Rates, terms, and conditions subject to change. Exclusions: Smart Visa Credit Card and transfers from existing SAFE loans are excluded from promotional offer.

The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

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