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SAFE will be closed Thursday, November 28, for Thanksgiving. Access your accounts 24/7 through Online Banking, the SAFE Mobile App, and CALL-24.
Personal Grow Your Money

Savings Accounts

What are you saving for? Whether it’s a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals. 

At A Glance

Our basic savings account that provides dividends and easy access to your funds. 

Features
  • Overdraft protection for your SAFE checking account.
RATE

As high as
APY

Minimum Deposit

Special Purpose Share Savings

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At A Glance

Identify and "name" Special Purpose Share Savings accounts for specific savings goals, such as "new car" or "vacation."

Features
  • "You-Name-It" feature helps identify and track specific savings goals
RATE

As high as
APY

Minimum Deposit

Young Member Savings

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At A Glance

Dividend-earning account available to youths 13 to 17.

Features
  • Access to Freedom Checking free of monthly fees
  • ATM or SAFE Visa® debit card upon approval
RATE

As high as
APY

Minimum Deposit

At A Glance

For kids 12 and younger.

Features
  • Free quarterly newsletter with games and information
RATE

As high as
APY

Minimum Deposit

CESA (Coverdell Education Savings Account)

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At A Glance

A special account designed to encourage saving for your child’s education. Check with your tax advisor on whether this account can benefit you.

Features
  • Tax-free investment growth
  • Tax-free withdrawals (when the funds are spent on qualified education expenses).
Minimum Deposit

$25

Maximum Deposit

Up to $2,000 per child per year.

All SAFE Savings Accounts Feature:

Secure Online Banking

Safely and securely view balances, transfer money between accounts, or make deposits from your smartphone, tablet, or computer.

Access to 30,000 ATMs

Access your money surcharge-free from ATMs that are a part of the Co-op ATM network in all 50 states and in 10 countries.

Early Payday

Get paid up to 2 days early1 when you sign up for direct deposit.

No monthly service fees

No monthly service fees when month-end account balance is $5 or more.2

Have questions about SAFE Savings Accounts?

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1 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits.
2 Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more, or for members under age 21.

Educational Resources

Beyond Everyday Banking

Browse SAFE blog articles about savings:

    SAFE Blog Feed

Zogo, Learn & Earn App

Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.

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