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At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
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Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Log in and go to Member Benefits to see exclusive member pre-sales, discounts and more!
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
Money Market accounts offer higher dividends than a traditional savings account while still providing accessibility to your funds. With higher dividends and flexibility, meeting your savings goals has never been easier.
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†View rates & disclosures
Level up your savings with more accessibility than a certificate.
As high as APY†
Earn competitive rates while keeping your funds readily available.
Flexible access to your funds while saving for short-term goals.
Calculate the APY you'll earn with our Preferred Money Market Calculator
APY†on your first $2,000.
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SAFE Personal Money Market Account Features
Dividends paid monthly
Dividends from the Money Market account are earned on a monthly basis.
No monthly service fees on average daily balances
No monthly service fees on average daily balances of $2,000 or more.1
Free online banking and SAFE Mobile App
Download the app and manage your account.2
Overdraft protection
Overdraft protection for your SAFE checking account.
Check-writing
Access your money with check-writing when you need it most.
Insured by NCUA
Funds are federally insured by NCUA to at least $250,000.
1 $12 monthly service fee waived if average daily balance equals $2,000 or more, or for Capitol Club. 2 Standard carrier rates and fees apply.
The money a credit union pays you for keeping your money on deposit is called a dividend. Your money also grows with compounding. For example, if you deposit $100, you will earn dividends on that $100 in the first month. And, every month after, you’ll earn dividends on the $100, plus dividends on your dividends.
Annual Percentage Yield (APY) gives you the most accurate idea of what your money could earn in a year. APY includes your rate and the frequency of compounding dividends. The higher the APY, the more earnings for you!
A tiered-rate account pays dividends at different rates based on account balances.
Money Market products allow you to access your money in person when you need it.
Find out the APY you'll earn with a specific balance in a Preferred Money Market account.
This calculator is for illustrative purposes only and does not reflect actual dividend earnings. APY is subject to change. Withdrawing funds before one year will result in a different amount of dividends paid.
Dividends paid on the portion of the balance that falls within each specified tier. For example, you maintain a balance of $25,000. The first $2,000 earns the dividend rate of %, and the balance of $23,000 earns the dividend rate of %. The Preferred Money Market APY for this example is %.
*$12 monthly fee waived with average daily balance of $2,000 or more, or for Capitol Club. Minimum opening deposit of $25. Dividends paid on the portion of the balance that falls within each specified tier. Annual Percentage Yield (APY) accurate as of and subject to change without notice. Variable rate may change after account opening. Fees may reduce earnings. Limit one Preferred Money Market Account per member.
Financial Calculators
Get the numbers you need to make confident decisions about your savings goals.
Beyond Everyday Banking
Browse SAFE blog articles about savings:
Zogo, Learn & Earn App
Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.
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