Get $550

Disclosures

1 Program: To qualify for the Get $550 Incentive Program (Program) rewards (bonuses), the SAFE member must comply with SAFE Program criteria to earn each bonus. Earn up to $550 by meeting the criteria for both Perfect Cents Checking® and Level Up Money Market. Earn $500 for only meeting Perfect Cents Checking criteria. Earn $50 for only meeting Level Up Money Market criteria. Account application must be submitted through SAFE Online Banking or the Contact Center; in-branch submissions do not qualify. Participant must be 18 years or older and qualify for membership or be an existing SAFE member. Perfect Cents Checking Criteria: The SAFE member cannot have an open SAFE checking account or have had a SAFE checking account closed within the previous 12 months, reporting under their Tax Identification Number (TIN). The SAFE member will receive a bonus if (1) they open a SAFE Perfect Cents Checking account with a minimum of $25 and (2) within 60 days of account opening (a) enroll in eStatements, (b) have direct deposits totaling $1,000 or more post to the account and (c) have thirty (30) debit card purchase transactions post to account. Annual Percentage Yield (APY) accurate as of 9/1/2024 and subject to change monthly. APY of 3.04% paid only on the portion of your daily balance that is less than or equal to $3,000. APY of 0.05% - 3.04% paid on balances of $3,000.01 or more. Two monthly requirements must be met to receive dividends on Perfect Cents Checking: 1) Active enrollment in eStatements; 2) Minimum of 10 debit and/or credit card purchase transactions post and settle each month. For credit card transactions to count towards the requirement, the credit card must be established under the tax reporting owner of the Perfect Cents Checking account. Level Up Money Market Criteria: The SAFE member cannot have an open SAFE money market account or had a money market account that was closed within the previous 12 months, reporting under their TIN. The SAFE member will receive a bonus if (1) they open a SAFE Level Up Money Market account with a minimum of $25 and (2) increase balance to $5,000 or more within thirty (30) days from account opening. Annual Percentage Yield (APY) accurate as of 9/1/2024 Under $10,000 - 2.02% APY, $10,000.00-$24,999.99 - 2.02% APY, $25,000.00-$49,999.99 - 2.53% APY, $50,000.00-$99,999.99 - 2.78% APY, $100,000.00-$249,999.99 - 3.04% APY, $250,000.00 & over - 3.30% APY. Variable rate may change after account opening. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Waived for Capitol Club. Bonuses: The SAFE member must be in good standing at time of each bonus disbursement. Bonuses will be disbursed in the form of a Visa® Prepaid Card emailed by a third party, tangocard.com, to the SAFE member’s email within ten (10) business days after individual product criteria is met. Neither SAFE nor any third-party providing Program services will have any liability to SAFE member for failure to deliver prepaid card redemption email due to invalid email address. Additional Terms: Fees may reduce earnings. SAFE complies with applicable tax reporting requirements. SAFE member is responsible for any federal, state, or local taxes on bonuses. SAFE Perfect Cents Checking and Level Up Money Market account rates, fees, and terms can be viewed at www.safecu.org and will be provided prior to account opening. Program subject to change or cancellation without notice. Cannot be combined with other account-opening offers.

2 With Early Payday, SAFE may make incoming direct deposits made through ACH available for use up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Funds availability may depend on when we receive the originator’s instructions, any limitations we set on the amount of early availability, and fraud prevention screening. Funds not eligible for Early Payday deposits or credits to your account, include deposits of physical checks or remote check deposits, and other online transfers or electronic credits.