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SAFE Savings

Get 3.04% Intro APY with $1,000 initial deposit.1

 

Make a little wiggle room, no matter what you’re saving for.

Icon - Open a savings account
Open a savings account

Easily open a savings account online with $1,000 initial deposit. See account options below.

Icon - Get 3.04% Intro APY
Get 3.04% Intro APY

Earn high-yield dividends for the first 3 months when you keep a balance of $1,000-$4,000.

Icon - Grow your savings
Grow your savings

Set up automatic transfers to your savings for an easy way to set it and forget it, until you need it!

Savings that's right for you

Share Savings
Traditional, easy access savings that earns monthly dividends.

Young Member Savings
Created for 13–17-year-olds who have a savings goal in mind.

Kid’s Club Savings
For children 12 and under—it’s never too early to start saving.

family smiling
business folks

Business Share Savings

Day-to-day savings with competitive dividends and easy access to your money.

3 tips to grow your savings with SAFE Mobile App

 

Saving account features

 

SAFE Mobile App

SAFE Mobile App

Securely view balances, transfer money, or make deposits from your smartphone.

Name your savings

Name your savings

Personalize your savings account by naming it exactly what you're saving for.

Grow with Direct Deposit

Grow with Direct Deposit

Allocate a portion of your paycheck into savings and watch your money grow.

No monthly service fees*

No monthly service fees2

No monthly service fees when month-end account balance is $5 or more.

Your savings, insured

Your savings, insured

The NCUA federally insures your funds to at least $250,000.

Support when you need it

Support when you need it

Visit our local branches to bank with our friendly SAFE Representatives.

Visit our local branches to bank with our friendly SAFE Representatives.

1 APY - Annual Percentage Yield as of 03/01/2025. Introductory APY is limited to one account per tax reporting owner and available to accounts opened by May 31, 2025. Offer excludes Special Purpose Share Savings account. Deposit of $1,000 required at account opening and must be maintained for three months. Initial funds must be new to SAFE and cannot be transferred from another SAFE account. Existing members must open new account to qualify. Balances of $1,000 to $4,000 earn 3.04% APY and balances over $4,000 earn 0.05% - 3.04% APY for the first three months open. Once the three month period has ended or the balance falls below $1,000, the dividend rate reverts to the standard Savings rate in effect at that time. If account qualifies for premium dividends, higher dividend rate will take effect the following calendar month. During introductory APY offering, savings is a tiered-rate account. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Dividends paid monthly. Variable rate changes monthly. 2 Low-balance monthly service fee of up to $5 is waived if month-end balance equals $5 or more, or for members under age 21.

 

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