Please choose whether this site may use cookies or related technologies as described below.
Required Cookies Required to enable core site functionality and provide secure log-in for online banking.
Functional Cookies Necessary to provide a full visitor experience, including live chat.
Marketing Cookies Allows us to analyze site usage to improve performance and serve ads on third party advertisers that are relevant to your interest.
Save My Preferences
Learn more about how this site uses cookies by reading our Privacy Statement.
At SAFE Credit Union we don't answer to shareholders, we answer to members. We answer to you. We sincerely hope you'll give us the opportunity to put YOU first.
What are you saving for? Whether it's a new car, a house, a dream vacation, or just saving for a rainy day, SAFE has a savings solution to help you reach your financial goals.
At SAFE we understand that borrowing money is often essential to making dreams a reality. Our professional experts are here to help - so let's get started. .
View balances, transfer money between your accounts, make a deposit, and much more. You get 24/7 access to your accounts from home, work, or anywhere in the world.
IOS App Rating/Android App Rating 4.8
Empower your future. Take advantage of our useful webinars to improve your financial well-being.
SAFE offers everything you need to manage your growing business, including full-service checking and savings accounts. Start your application online today.
Learn more about SAFE's Business Banking accounts, loans, and services directly from one of our experts.
Our advisors have the tools and experience to help you evaluate your situation and adapt your investment plan, when necessary, as your financial situation evolves.
SAFE Credit Union awards grants and scholarships. Learn how you can apply or nominated someone.
Log in and go to Member Benefits to see exclusive member pre-sales, discounts and more!
Learn how adding our suite of financial health services to your employee benefits package can help you solidify your position as an employer of choice.
If you would like to apply for a credit card online, please review the rates and click the Apply Now button below. Interested in applying for a business credit card? View our business credit card rates. I have read and accept the rate information. Rates and terms are subject to change without notice.
Rates effective as of June 1, 2018
Apply Now : View complete rates & disclosures
Apply Now : View complete rates & disclosures (Business Credit Cards)
How long will the Penalty APR apply? If your APRs are increased for either of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due.
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers as of the transaction date.
For Credit Card tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore .
Returned Payment Up to $10.
Cash Advance (does not apply to Visa Business Credit Cards) Either $10 or 3% of the amount of each transfer, whichever is greater. (no fee for cash advances taken at any SAFE ATM, through CALL-24 Phone banking, or through SAFE Online Banking).
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
To submit a loan inquiry, click the "Get started now" button below.
Rates effective as of March 28, 2018
Rates and terms are subject to change without notice. The rates below are for informational purposes only. Not all borrowers will qualify for all rates. All loans subject to membership eligibility and credit approval. We do business in accordance with Federal fair housing laws, including the Equal Credit Opportunity Act. Call SAFE for pre-qualification or for more information toll free at 1-800-SEE-SAFE.
View complete rates & disclosures
Get Started
If you would like to apply for a loan online, please review the rates and click the Apply Now button below. I have read and accept the rate information.
Rates effective as of May 21, 2018
Apply for a Personal Loan
Rates and terms are subject to change without notice. Rates determined by amount financed, loan term and credit history.
New is current and previous model year (2017 & 2018).
1 Rates for Vehicle Loans and Personal loans reflect a relationship discount of .25%. To qualify for the Relationship Discount Rate, you must be an existing member for at least 30 days at time of application. For Regular Rate, add .25% to Relationship Discount Rate. 2 3.65% APR available on terms up to 48 months. Payment on a $25,000 loan at 3.99% APR for 84 months is $341.61. Minimum $20,000 loan amount for terms over 75 months. 3 Payment on a loan at 9.99% APR for 36 months is $32.27 per $1,000 borrowed. 4 Owner-occupied improvements only.
We do business in accordance with Federal fair housing laws, including the Equal Credit Opportunity Act. All rates and points are subject to change without notice. No rate is guaranteed until there is a valid rate lock. Rates displayed are for a 45-day rate lock period. Additional rate lock periods are available. Payments shown do not include taxes or insurance. Actual payments may be greater.
Apply Now
Rates accurate as of and subject to change
View complete savings rate sheet
Yes No
Log in to continue, then select "Apply for a Loan"
Not enrolled? Get Started!
Welcome! Apply for a loan in minutes.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
Open a SAFE business account