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On Christmas Eve, Tuesday, December 24, our contact center will be open from 9 a.m. to 2 p.m. and branches from 10 a.m. to 2 p.m. We will be closed on Wednesday, December 25, in observance of Christmas Day. Access your accounts 24/7 through Online Banking, the SAFE Mobile App, and CALL-24.
Personal Borrow Money Home Loans

Refinance Your Home Loan

When you refinance your home loan with SAFE, you will receive customized, attentive service and loan solutions that work with your financial goals, including lowering your payment, paying off your loan sooner, or tapping your home’s equity for large purchases.

SAFE puts you first, every time

  • Apply online and one of our local Home Loan Professionals will review your application and provide refinance options best suited for you.
  • You’ll receive personalized email and phone communications throughout your refinance process.
  • Local processing and underwriting by a dedicated, experienced team.
  • Benefit from a highly engaged team focused on giving you exceptional service from beginning to end.
  • Industry leading loan software program that efficiently processes your loan to close as soon as possible.
  • Secure individualized portal to sign loan disclosures as well as upload your documents.
  • Convenient payment options including through safecu.org, automatic payments, at a local SAFE branch, or through the U.S. Postal Service.

Let’s get you started

Apply Now

To speak to a Home Loan Professional, please call (916) 971-2599 or schedule an appointment.

Calculate how refinancing your mortgage can help you meet your financial goals.

Try our refinance calculator

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